Checking

Free Checking!

• $100.00 minimum opening deposit
• No Monthly Service Fee
• First 50 checks provided!

Regular Checking

• $300.00 minimum opening deposit
• $500.00 or above daily balance - No Monthly Service Fee
• Under $500.00 daily balance - $10.00 per month

NOW Checking

• $1,500.00 minimum opening deposit
• $1,500.00 or above daily balance - No Monthly Service Fee
• Under $1,500.00 daily balance - $15.00 per month

*Interest will only be paid on this account when the balance is $1,500.00 or above.

SENIOR Checking

• $ 300.00 Minimum Opening Deposit
• No Monthly Service Fee
• Free Image Bank Statements

Small Business Checking

• $500.00 minimum opening deposit
• $3,000.00 or above daily balance - No Service Fee
• $2,000.00 or above daily balance - $7.50 per month*
• Under $2,000.00 daily balance - $10.00 per month*

*Check transactions over 50 per month and more than 20 deposit items will incur a $.20 per item additional charge.

Commercial Checking

• $500.00 minimum opening deposit

Account maintenance

• $15.00 per month
• $.15 per Debit
• $.50 per Credit

Items Deposited

• On Us - $.06
• Local - $.06
• Other 11th - $.08

Other Charges

• FDIC - $.23 per 100 Avg. Bal. During cycle
• Cash - $2.50 per 1,000.00 cash in and out
• Reserve Rate - 10%